With an in–house UPFCU Visa & Mastercard Credit Card Processor you deal with your credit union – not a third party credit card processing company. Fair and ethical; no monthly maintenance or annual fees, with FIXED Discount Rates as low as 2.75%.** Whether you’re making normal purchases or in need of a merchant cash advance, your interest stays the same.

Carrying something other than your UPFCU Visa? Transfer your balance for free. Don’t pay a penalty for staying ahead of the game – gear UP to save!

**Annual Percentage Rate. With approved credit; example is for A Credit. Rates subject to change, some restrictions may apply.