Welcome to Unified People's Federal Credit Union’s home on the internet. We’ve designed this website to help our Members and others learn more about UPFCU and their own finances. You can browse through sections on our many savings and investments accounts, and even see our current rates. There is a section on the various types of loans we offer and even an on-line loan application. Perhaps most important are the financial education pages with suggestions for protecting your financial data, guides for buying cars and houses, information on credit scores and much more. And from this site, our current Members can access their accounts through on-line banking!
The History of Unified People's Federal Credit Union
The Credit Union started in 1936 as Cheyenne Union Pacific Employees Federal Credit Union. Our first office was a caboose located in the Union Pacific Railroad yard. Our second location was the Car Men Building located on East 15th Street. We shared this office with the railroad car maintenance employees.
In 1979, the Credit Union purchased the land at our present location, 414 East 18th Street, and built a brick building. In 1998, the Credit Union added a new addition and remodeled the old building, doubling the size of the facility.
Why a Credit Union?
Credit unions are unique among financial institutions because their members - the exclusive beneficiaries of their services and earnings - own them. Membership at UPFCU means you can save and borrow with the added value of lower loan rates, better rates on savings and lower fees.
Unlike commercial banks, we don't pay dividends to stockholders. Instead, our profits are returned to you, the member-owner, in the form of lower interest rates, higher dividends and outstanding personal service. It is our mission to encourage the financial success of our membership, and we do it one member at a time - with you, for you, about you.
One of the many unique things about credit unions (Unified People's Federal Credit Union included) is that we are governed by a volunteer Board of Directors. Unlike a bank board of directors, Federal law provides that credit union directors are not authorized to receive compensation for their services.
We will be updating this site on a regular basis, so visit us often! And if you have any suggestions for Unified People's Federal Credit Union’s home on the internet, please send us an email! Thanks for visiting!