Share Secured Loans

Leverage the savings you already have at UPFCU for our lowest loan rates, without spending what you’ve set aside for the future. This loan is a wonderful way to help build or rebuild your credit score!

Personal Loans

Get a competitively low rate on flexible funds for any purpose, whether for day-to-day comfort or a specific cash need.

Auto Loans

In the market for a new or used auto? Add bargaining power by getting pre–approved before you shop! We’ll tailor competitively low options specifically to your budget, utilizing LOYALTY REWARDS for existing members to earn you the best interest rate possible.

Already financed with another institution? Re–finance an existing loan to UPFCU and we’ll beat their rate by 1%! (WAC. Certain exclusions may apply.)

Home Equity Line of Credit

Don’t get stuck with a variable rate; ask about our Fixed Rate HELOC. Financial freedom comes from using the equity in your home when and where you need. Use the equity you’ve already built in your home to finance your next step at a competitively low rate. Apply today!

Boats, RV and ATV Loans

Life is about making memories–let UPFCU help your dreams become reality! Find funds for fun with financing on your terms. From motorcycles and jet skis, to ATVs and classic cars; we finance fun!

Extended Warranty | GAP Advantage

Even the most reliable vehicle can have an unforeseen mechanical problem. Whether you’re dealing with an auto, motorcycle, or ATV, UPFCU has protection plans available from Route 66 which aim to shield members from costly repairs that could be financially binding.

GAP Advantage coverage, separate from extended warranty coverage, is an affordable way to safeguard your investment in the case of total loss or theft. In either of these instances, you may owe more than what the current market value is for your vehicle – GAP Advantage is here to give you a hand UP!

See links in the upper right corner of this page for more details on Route 66 Extended Warranty and GAP Advantage.