YOUR REFERRAL REWARD INCREASED TO $25!

Effective 1/1/2009, you can earn $25 for referring a new Member to Unified People's Federal Credit Union! Complete a Referral Card and send it in with a friend, family member or co-worker when they open a new account at UPFCU. The $25 Referral Reward will be deposited in your account after the new account is active (i.e., not used just for check cashing) for six months.

To encourage our Members to do all their banking at Unified People's Federal Credit Union, we offer the Loyalty Rewards Program.

For using UPFCU Products and Services, Members are rewarded with loan interest rate reductions to a maximum of 1%.

Product or Service

Reduction in Loan Interest Rate

Have an Active Share Draft (Checking) Account

.25%

Be a Member for 5+ years

.25%

Have an existing loan product at the credit union (other than a VISA Credit Card)

.25%

Have Direct Deposit or UPRR Payroll

.25%

Have a UPFCU VISA Credit Card

.25%

Borrow 80% LTV or less on a collateralized loan

.50%

Loyalty Rewards DO NOT APPLY to first mortgages, HELOCS, VISA Credit Cards, share-secured loans or certificate-secured loans.